Workers understand that they need to save for retirement, they want to do it through their workplaces, and they support employers’ being required to offer workplace savings plans. There are several aspects or features of the defined contribution (DC) system that workers do highly value, such as comparatively higher contribution limits (versus IRAs), employer contributions and “best interest” investment selection. Workers’ confidence in entities to administer programs, however, varies widely, and while they support government plan mandates, their confidence in government entities’ ability to administer such programs is low.
There is a role for the DC industry to play in solving the issue of worksite retirement plan access… building upon an infrastructure that is appealing to workers, and enabling even the smallest of employers to easily and affordably (with some fiduciary protection) offer robust and meaningful workplace retirement savings solutions.
Workplace Retirement Plans are a Highly Valued Benefit
Who Do They Trust?
Meet the Project Director
Associate Managing Director, Worksite Retirement
LIMRA Secure Retirement Institute
Deb Dupont is responsible for the
LIMRA Secure Retirement Institute's institutional (retirement
plans) retirement research program. She conducts and supervises
research, benchmark reporting and study groups focused on the
issues and trends faced by constituents of the defined contribution
industry. She also provides guidance and thought leadership in
helping LIMRA's member firms better understand the opportunities
available for improving delivery of institutional retirement
Prior to joining LIMRA in 2014 Deb
was the Director of ING's Retirement Research Institute (the
Institute), where created, managed and published a research
platform that included work focusing on multi-cultural,
generational, and gender-based analyses of retirement behaviors,
and also published insights and analyses of ING's own
cross-Defined Contribution (i.e. across employment sectors)
participant base. Deb's work has been recognized
for effectiveness and quality by some of the most prestigious
awards in the financial services and communications industries,
including the Insurance and Financial Communicators' Association
and the International Association of Business Communicators.
She is a graduate of the University of Connecticut.