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LIMRA Study Finds Less than Half of Small Businesses Offer Employee Benefits

WINDSOR, Conn., Jan. 28, 2013 — Only 47 percent of small businesses (2-99 employees) in the United States offer benefits to their employees, the lowest level in two decades of LIMRA research.

Small Businesses Offer Great Opportunity for Voluntary Benefits Market

WINDSOR, Conn., June 12, 2013 — A new LIMRA study finds that the majority (53 percent) of small businesses (2-99 employees) do not offer insurance benefits to their employees, often believing they cannot afford them.

LIMRA Finds Less than Half of Employers Offer Benefits to Nontraditional Workers

Gig work, like being an Uber driver or freelance writer, has become more commonplace. LIMRA research shows 26% of all U.S. workers participate in gig work either as their primary job or as a secondary source of income and almost three quarters of these workers believe they will continue working in this capacity over the next five years.

LIMRA Research Finds 4 in 10 Small Businesses Currently Offer Retirement Benefits

LIMRA research shows Americans’ top financial concern is affording a comfortable retirement and access to a workplace savings plan is the most effective way to get people to start to save for retirement. However when it comes to small businesses (2-99 employees) only 42 percent offer retirement benefits – either along with insurance benefits or alone.

LIMRA Finds 75% of Small Businesses are Stable or Growing – Positive Sign for Benefits Industry

A new LIMRA report finds three quarters of small businesses report they are stable or expanding. In 2012, just 61% of small businesses felt similarly. This increase in stability and growth is a positive sign for the employee benefits industry since expanding businesses have a greater need to enhance their benefits offerings to attract talent.

Think Small: Small Businesses and Employee Benefits

5/23/2019 12:00 PM EDT - 12:30 PM EDT

The vast majority of U.S. employers have fewer than 100 employees. However, these businesses are less likely than their larger counterparts to offer insurance and retirement benefits to their workers.

LIMRA Says U.S. Small Businesses Ripe for Employee Benefits Growth

Windsor, CT, August 30, 2006 — The U.S. small-business market is ripe for growth of employee benefits, with about 10 percent of the nation's small firms potentially poised to add benefits or offer them for the first time, according to LIMRA International.

LIMRA Study Finds Employers Interested in Offering Voluntary Benefits

WINDSOR, Conn., Sept. 15, 2014 - A new LIMRA study finds 7 in 10 employers offer voluntary benefits to improve morale for their existing employees and to attract and retain new talent.