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WINDSOR, Conn., Aug. 31, 2021 – LIMRA today expanded its data exchange standards to allow benefits administration technology companies and insurance carriers to manage eligibility for paid family medical leave and employee assistance programs.

Initially released in January 2020, LIMRA Data Exchange (LDEx) Standards are designed to allow insurance carriers and benefits administration technology companies to share information for employee benefits in a consistent way. By using common terminology, the standards reduce errors, drive consistency and streamline the benefits enrollment process.

“With the stresses of a global pandemic and working in a remote environment, paid family medical leave and employee assistance programs are becoming critically important to both employees and employers. The LDEx Standards can help carriers better manage these employee programs,” said Sean O’Donnell, senior vice president, LIMRA Member Relations and Consulting. “Our standards will simplify the process by including all employees’ information within one file — regardless of benefit eligibly.”

LIMRA works with its Data Exchange Standards Committee to test and build the standards. The committee consists of 51 companies, with the participating insurance companies representing 90% of the in-force non-medical workplace benefits market. To date, more than 100 companies have downloaded the free standards.

LIMRA will continue to expand the LDEx Standards to improve the accuracy and efficiency in the data exchanged between insurance carriers and benefits administration technology companies. Earlier this summer, the standards were enhanced to include API functionality allowing parties to share data in real time (or near time).

The LDEx Benefits Enrollment Management Standards allows benefits administration technology companies to send coverage elections, changes and terminations, as well as non-coverage demographic changes to a carrier in a consistent format. Supported products include all life products, accidental death and dismemberment, critical illness, cancer, accident, dental, vision, hospital indemnity and short and long-term disability products.

“Early next year, the LDEx Standards will include the ability to enroll in flexible spending accounts, health reimbursement accounts and, importantly, group medical products,” O’Donnell says.

Visit to learn more about LDEx Standards and its future evolution.


About LIMRA®    
Serving the industry since 1916, LIMRA helps to advance the financial services industry by empowering nearly 650 financial services companies in 51 countries with knowledge, insights, connections, and solutions. Visit LIMRA at

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