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Experience Studies Pro from the SOA Research Institute and LIMRA offers a wide range of comprehensive industry experience studies covering diverse insurance product lines.
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In 2025, LIMRA and the Society of Actuaries (SOA) expanded their partnership to a subscription model. The goal was to provide a credible and current set of experience benchmarks for various industry products to be used for reserving, pricing, and assumption setting.
Together, this partnership now brings the following to each experience study that comes to market:
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Read more about the future of Experience Studies Pro here.
In the fall of 2021, LIMRA and the Society of Actuaries (SOA) Research Institute began a new partnership to collect and process data to be used in industry-wide experience studies. Areas of interest include the life, health, and retirement sectors.
In 2025, the program evolved into a subscription model, bringing together over 30 life insurers, representing nearly 80 percent of in-force premiums in the U.S. Together, these companies help guide LIMRA and LOMA and the SOA to produce experience studies that support adequate pricing, reserving, and regulatory activities across multiple product lines and risk factors.
In 2025 we released five studies and developed our five-year plan for future study releases. Our subscribers include direct writers, reinsurers, and consulting firms.
Looking ahead, we plan to release six studies throughout 2026, setting a new benchmark for the program. We’ll also be launching a webinar series for the regulatory community, allowing them a deep dive into the findings and access to our team of researchers.
We hope to continue growing our pool of subscribers. To encourage broad participation and wide access to data, we’re offering reduced-cost subscriptions for small/medium companies and for companies that only operate in the workplace market.
Interested in joining? Contact StudyPro@soa.org for our pricing for small and medium-sized companies.
Contact StudyPro@soa.org for details on the subscription or to answer any questions. To access your study dashboard, visit the study’s webpage here at limra.com.
Corporate Vice President, LIMRA Research Data Services
Marianne Purushotham is responsible for LIMRA and LOMA’s data analysis and statistical modeling functions including applications of predictive analytics to life and health insurance industry problems. She also manages LIMRA and LOMA’s strategic research partnership with the Society of Actuaries which includes studies of industry experience related to various insurance product lines.
Prior to her current position, Purushotham worked in both insurance company and actuarial consulting roles where her areas of specialization included pricing, valuation, financial reporting, assumption review, and experience analysis for life, annuity and health products.
Purushotham holds a Bachelor of Arts in Mathematics from Middlebury College and a Master of Science in Applied Mathematics from Virginia Polytechnic Institute.
Work Phone: (860) 298-3835