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LIMRA Consumer Research

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Industry Issues

The nature of caregiving is changing, as adult children remain dependent – and often at home – until much older. At the other end of the generational spectrum, financial and physical support for parents and/or in-laws can take a toll. Many report that they are distracted by the needs of other generations of adult family members, and that this support takes time and resources away from their own needs and responsibilities (often at work).

Key Findings

  • 44% of households have adult children living in them
  • 17% of people support adult children who don’t live at home
  • 29% of people provide regular support, assistance, and/or care to parents and/or parents-in-law
  • Food and groceries are the most common support for other generations of adult family members living in the home
  • One-fifth to one-third of people (heads of household) support vacations for children and/or parents/in-laws who live in their home; they provide a similar level of support for general entertainment expenses

Key Takeaways

The increasing industry focus on financial wellness needs to take into account that the needs of other generations of adult family members is a challenge for many individuals (and couples) who need to focus on their own long-term goals and needs.

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