Limited pensions, low confidence, and rising protection needs are reshaping Gen X’s path to retirement.
Members now have access to resources from the Alliance for Lifetime Income by LIMRA, offering valuable tools and insights to support retirement planning. Explore insights from the 2nd Chapter of the 2025 Protected Retirement Income and Planning (PRIP) Study, which reveals key trends in retirement confidence, annuity interest, and advisor behavior.
Among the findings, Gen X emerges as especially vulnerable—facing limited pension access, low savings confidence, and a rising demand for protection.
Chapter 2 reveals that Gen X is entering retirement with heightened financial stress and a growing interest in protection-focused strategies:
Only 14% have access to protected income from a pension |
41% feel confident their savings will last – compared to 62% of Boomers |
69% would choose an annuity over the stock market with a $100,000 inheritance |
67% say supporting family significantly impacts their retirement savings |
This study equips financial professionals with actionable data to help clients build more secure and confident retirements.