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Risks and Opportunities in the Retirement Plans Industry

Alison Salka, Ph.D. 7/31/2025

This report explores the critical risks and transformative opportunities shaping the retirement plans industry, as defined by insights from industry experts.

Summary

The retirement plans industry has been changing and evolving. The environment is marked by technological demands, margin pressure, evolving regulations, and participant expectations. This study highlights the industry's top concerns—from cyber threats and litigation to outdated platforms—and identifies growth opportunities in AI, digital transformation, financial wellness, and retirement income. Firms that invest wisely and adapt quickly will be best positioned to lead in a competitive, fast-changing environment.

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Meet the Project Director

Alison Salka, Ph.D.

Alison Salka joined LIMRA in 2012 and led the member benefits and research division from April 2014 until April 2024. She was responsible for driving the strategy and direction of its global research program. As principal research consultant, she is focused on thought leadership designed to help companies better understand industry issues and trends. She is a frequent industry speaker and has testified before the Department of Labor. Before joining LIMRA, she worked at Prudential and MassMutual. She has a Master’s degree from the College of William and Mary and Ph.D. from Vanderbilt University.

Principal Consultant
LIMRA and LOMA
asalka@limra.com


For more information, please contact asalka@limra.com.

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