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The 2026 Retirement Income Readiness Report examines retirement preparedness, retirement income planning, financial confidence, protected lifetime income, and the factors that help pre-retirees and retirees achieve long-term financial security.

Summary

LIMRA’s 2026 Retirement Income Readiness Report finds that retirement confidence is driven not only by accumulated wealth, but also by planning behaviors, financial guidance, and access to reliable income sources. Based on a study of pre-retirees and retirees, the research shows that individuals with written retirement plans, professional advice, and sustainable income strategies are significantly more likely to feel financially prepared for retirement.

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For more information, please contact heng@limra.com.

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