Four in 10 investors may buy an annuity in the future. Read this report to identify and win these warm prospects.
Learn investor attitudes, relationships with advisors, and feelings about the deferred annuity purchase process.
Explore why deferred annuities are being bought in the U.S.
Combining various LIMRA and non-LIMRA sources, this report examines developments in selling/ purchasing life insurance policies through direct-response channels. It looks at this distribution method through the eyes of both insurance carriers and consumers, including a summary of the past, an analysis of the present, and a look toward the future.
WINDSOR, Conn., Aug. 8, 2012 — According to a new U.S. LIMRA study, 75 percent of variable annuity buyers, 83 percent of indexed annuity buyers and 86 percent of traditional fixed annuity buyers are satisfied with their deferred annuity purchase.
This MarketScan asked companies whether or not they pay compensation for annuitization of deferred annuities. If so, what factors impact the amount of compensation? Are companies altering compensation for other retirement-income-generating options? Nine companies participated in this survey.
Recent LIMRA Secure Retirement Institute studies shows interesting differences in buyers of variable annuities with a guaranteed living benefit (GLB) rider than without the guaranteed living benefit.
Deferred income annuity (DIA) may reduce the chance of portfolio failure for the typical investor, but the maximum effectiveness depends on the age at which the investor buys the DIA, how much is invested; and, most important, the income deferral period.
- Research Abstract
- Distribution Channels
- Full Service Broker-Dealer
- Independent Broker-Dealer
- Registered Investment Advisor (RIA/IAR)
- Multiple Line Exclusive Agency (MLEA)
- Independent Agency/Brokerage
- Retirement, Retail
- Retirement Income
- Retirement Planning
- Annuities, Fixed Deferred
- Annuities, Indexed
- Annuities, Variable