In Focus: Workplace Benefits Dental Insurance — Current and Future Trends
Yuliya Esipov1/19/2024
Dental benefits continue to evolve and adapt with an ever-changing employee benefit landscape.
Summary
Dental benefits serve as an essential component of overall employee wellness. Employers play a pivotal role as a consumer access point for dental insurance.
Seventy-four percent of workers consider a dental benefit to be either extremely or very important to have.
Six in 10 employees state that they are extremely or very interested in their employer offering this benefit in the future.
Seven out of 10 employers state that their employees will be very interested in dental benefits in the next five years.
This research brief focuses on trends and market disruptions for employer-provided dental benefits.
Today’s increasingly complex — and litigious — environment poses challenges for the employers who choose to sponsor a workplace retirement investment program, and for the financial advisors who counsel and guide them. This report explores how defined contribution (DC) advisors understand these risks, how they counsel their clients, and what they look for in terms of help from service providers.
The 2026 LIMRA Landscape Report reveals how employers are reshaping benefits to deliver more flexible, targeted support — while a growing divide by company size is changing who has access to core coverage. New Employee Benefit Enrollment and Participation Trends report added.
LIMRA’s latest study updates more than six decades of life insurance ownership trends, adding new estimates to better reflect today’s coverage landscape. Technical Report now available.
Yuliya Esipov joined LIMRA and LOMA in 2004. As Associate Research Director, her responsibilities include managing the U.S. workplace benefits dental and vision studies as well as employer and employee-focused benchmarking studies.
Esipov received her diploma in history from Moscow State University (Lomonosov’s) in Russia. She has a master’s degree in history from Bowling Green State University and a master’s degree in survey research from the University of Connecticut.
Associate Research Director, Workplace Benefits Research
LIMRA and LOMA
yesipov@limra.com