In Focus: Workplace Benefits Dental Insurance — Current and Future Trends
Yuliya Esipov1/19/2024
Dental benefits continue to evolve and adapt with an ever-changing employee benefit landscape.
Summary
Dental benefits serve as an essential component of overall employee wellness. Employers play a pivotal role as a consumer access point for dental insurance.
Seventy-four percent of workers consider a dental benefit to be either extremely or very important to have.
Six in 10 employees state that they are extremely or very interested in their employer offering this benefit in the future.
Seven out of 10 employers state that their employees will be very interested in dental benefits in the next five years.
This research brief focuses on trends and market disruptions for employer-provided dental benefits.
As employer benefit strategies evolve, understanding what’s working, and what’s next, is essential. This research analyzes group benefits penetration across Canadian employers, evaluates the value of consolidating retirement and insurance offerings under one carrier, and measures interest in ancillary services designed to enhance employee wellbeing and engagement. Canadian Employee Benefits Landscape just added.
Since 2021, a new construct has been available to employers who want to sponsor a workplace retirement savings program but may be reluctant to take on the role of an active plan sponsor: the Pooled Employer Plan (PEP).This research explores advisor assessment – and actions – relative to PEP plans and opportunities.
The inclusion of “alternative” asset classes in DC plan menus may soon be facilitated by an executive order and subsequent Department of Labor (DOL) action. Find out how DC gatekeepers — advisors — feel about this potential; explore their opinions about how alts fit into DC strategies and where they feel this development is going.
In 2025, LIMRA’s bi-yearly plan sponsor survey looked at the number of investment options offered by their DC plans, segmenting responses by investment menu size — creating four categories: <10, 10–14, 15–29, and 30+.
Yuliya Esipov joined LIMRA and LOMA in 2004. As Associate Research Director, her responsibilities include managing the U.S. workplace benefits dental and vision studies as well as employer and employee-focused benchmarking studies.
Esipov received her diploma in history from Moscow State University (Lomonosov’s) in Russia. She has a master’s degree in history from Bowling Green State University and a master’s degree in survey research from the University of Connecticut.
Associate Research Director, Workplace Benefits Research
LIMRA and LOMA
yesipov@limra.com