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LIMRA: Life Insurance Coverage Gap Substantial and Growing

LIMRA’s research consistently has found that not enough Americans have life insurance.

Industry Associations Unite to Help Address the Life Insurance Coverage Gap in the United States

Seven U.S. life insurance trade associations today announced they are pooling their resources to support the efforts of life insurers and financial security professionals as they help Americans get life insurance coverage and the certainty it provides at a time of great financial insecurity for many Americans.

Mass Affluent Consumers Believe in Life Insurance Yet Still Have Large Coverage Gap

Recent LIMRA research on mass affluent consumers found more than 75 percent agree that most people should own life insurance, yet nearly 4 million of the 13 million total mass affluent households do not have adequate coverage.

Head of LIMRA International Urges Life Insurance Industry to Help Consumers Bridge Protection Gap

Windsor, CT, April 6, 2005 — The head of LIMRA International, a financial services research and consulting association, is urging the life insurance industry to help American households bridge the wide gap between the amount of life insurance they own and the amount they believe they need for adequate family financial protection.

New Study Finds Black American Life Insurance Ownership Increased During the Pandemic but a Significant Coverage Gap Remains

Newly released findings from the 2021 Barometer Study reveal the majority of Black Americans own life insurance (56%), up three percentage points from 2020 and four percentage points higher than the general population. Yet this still represents a 19-point gap from the 75% of Black Americans who believe they need life insurance.

Closing the Coverage Gap – It Takes All of Us

By David Levenson President and Chief Executive Officer, LIMRA, LOMA, and LL Global, Inc. The changing from one year to the next always marks a new beginning. Moving into 2021 holds significant meaning as we hope to begin to move forward from the unimaginable difficulty the pandemic created in 2020 and look forward to brighter times ahead.

Critical Illness Coverage - Closing the Gap on Care

As the popularity of consumer-directed health plans continues to rise, the number of consumers who find themselves with unplanned medical costs is also on the rise.