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Low Interest Rate

Webinars, research, and professional development about low interest rates.

Lessons for the U.S. The Impact of Low Interest Rates in Europe

June 4, 2020 11:00 AM - 12:00 PM EDT

Join Lukas Junker, Global Head Life at Zurich Re, as he discusses how the ultra-low interest rate environment has affected the European insurance market. During the presentation, Lukas will examine the impact of the current interest rate environment on new business, including changes to products and how these changes have been received, as well as what it means for in force business and overall market growth.



COVID-19 Asset/Liability Management Survey – Summary of Results

This report represents the results of the fourth survey in this series focused on impacts of COVID-19 and the resulting market conditions and focuses on best practices around asset and liability management (ALM).

The Effect of Low Interest Rates on Life Insurers

Interest rates have reached historic lows and insurers are more than a little concerned. Do you know why? Get the answers from Effects of Low Interest Rates on Insurers, Part 2: New Business, a free short online course from LOMA! No fees or enrollment required! Access this video FREE here.

If you missed it, Part 1 of this video pair describes the effects of low interest rates on in-force business. Access it FREE here.

Current Interest Rate Environment Infographic

How is the current interest rate environment impacting the financial services industry?

Professional Development

Quality industry education, delivered to your desk

Curious about the CARES Act?  Take 15 minutes to learn how it affects IRAs and retirement plans

The Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020 temporarily changes the tax guidelines for IRAs and retirement plans such as 401(k) and 403(b) plans. Find out how this works and what it means in The CARES Act and Retirement Security, a FREE 15-minute highly interactive online course from LOMA! Details and registration

Need more clarity on life insurance products? This live, virtual training is for you!

If you need to better understand the policies your company sells, this 2-hour course can help. Next up in our new Learning Live Series, Insurance Basics: Life Insurance Products  provides a clear, concise introduction to term, whole life, and universal life insurance products. Let our expert instructor answer your most pressing questions! Register now -- space is limited and filling fast. Details and registration.

Energize Employees to Sustain Excellent Service

Do your customer service efforts need a boost? Today’s employees may have to help customers affected by the pandemic or changes to guarantees. Our Associate, Customer Service (ACS®) designation equips staff to help policyholders navigate challenging times. With 3 required courses and 2 electives, employees will learn to identify customer pain points, empathize, and communicate across cultures and generations. They'll also see how analytics can  improve the customer experience, and get tips for identifying fraud red flags. Details

For Your Advisors

Financial Support for Advisors and Wholesalers in the U.S. and Canada

Will advisors and wholesalers receive financial relief from carriers if sales are negatively impacted by coronavirus?

Advisor Pulse in the Time of COVID-19 Series

Between March 13-20 and March 30-April 3, insurance agents, registered investment advisors (RIAs), and registered advisors shared how their practices are being affected by COVID-19.

Behavioral Economics Principles

How can you truly influence the way prospects and clients make buying decisions? Align your sales process with behavioral economic principles, and you will achieve greater results.

Using Behavioral Economics in Presentations

Check out what LIMRA research tells us consumers want in a sales presentation.

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Access insightful thought leadership on the forces driving the financial services industry. Our award-winning magazine content speaks to critical issues for the industry, including technology, retirement, insurance, workplace benefits, globalization, financial wellness, employee productivity, professional development and assessment, operations, management, and products and services.

SRI® Review

Gain actionable insights you won’t find anywhere else. LIMRA experts and industry leaders provide fresh perspectives on the retirement market, including consumers, products, distribution, technology, and domestic global trends.

Industry news2use

This semi-weekly newsletter showcases important global financial services industry updates and links to related LIMRA and LOMA resources. Please subscribe to receive Industry news2use in your inbox on Tuesdays and Thursdays.

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A Learner Profile enables you to enroll in courses, track your progress, and unlock exclusive members-only content.

Additional Resources


Help consumers advance retirement readiness with unbiased and actionable information and insights.


View the latest consumer and sales information for individual and worksite life insurance.

Workplace Benefits

Examine the life, health, and related employee benefits marketplace from the carrier, employer, employee, and distributor perspectives.

Virtual Workplace Effectiveness

Learn effective strategies for working in a virtual environment.


Serving the industry since 1916, LIMRA is a worldwide research, consulting, and professional development not-for-profit trade association. Nearly 700 financial services companies in 53 countries rely on LIMRA’s research and educational solutions as the trusted source of industry knowledge to help them make bottom-line decisions with greater confidence. Companies look to LIMRA for its unique ability to help them understand their customers, markets, distribution channels, and competitors to give them leverage on developing realistic business solutions.

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