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Caught in the Middle-In the House (2016)

Deb Dupont 6/23/2016

LIMRA Consumer Research

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Industry Issues

The nature of caregiving is changing, as adult children remain dependent – and often at home – until much older. At the other end of the generational spectrum, financial and physical support for parents and/or in-laws can take a toll. Many report that they are distracted by the needs of other generations of adult family members, and that this support takes time and resources away from their own needs and responsibilities (often at work).

Key Findings

  • 44% of households have adult children living in them
  • 17% of people support adult children who don’t live at home
  • 29% of people provide regular support, assistance, and/or care to parents and/or parents-in-law
  • Food and groceries are the most common support for other generations of adult family members living in the home
  • One-fifth to one-third of people (heads of household) support vacations for children and/or parents/in-laws who live in their home; they provide a similar level of support for general entertainment expenses

Key Takeaways

The increasing industry focus on financial wellness needs to take into account that the needs of other generations of adult family members is a challenge for many individuals (and couples) who need to focus on their own long-term goals and needs.

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Meet the Project Director

Deb Dupont

Deb Dupont is responsible for LIMRA’s institutional (retirement plans) retirement research program. She conducts and supervises research, benchmark reporting, and study groups focused on the issues and trends faced by constituents of the defined contribution industry. She also provides guidance and thought leadership in helping LIMRA's member firms better understand the opportunities available for improving delivery of institutional retirement solutions.


Prior to joining LIMRA in 2014, Deb was the Director of ING's Retirement Research Institute (the Institute), where she created, managed, and published a research platform that included work focusing on multi-cultural, generational, and gender-based analyses of retirement behaviors, and also published insights and analyses of ING's own cross-defined contribution (i.e., across employment sectors) participant base. Deb's work has been recognized for effectiveness and quality by some of the most prestigious awards in the financial services and communications industries, including the Insurance and Financial Communicators' Association and the International Association of Business Communicators. She is a graduate of the University of Connecticut.

Assistant Vice President Workplace Benefits Research, Institutional Retirement
LIMRA and LOMA
ddupont@limra.com