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How is COVID-19 influencing employers’ plans for their insurance benefits programs?


The COVID-19 pandemic has significantly disrupted the U.S. business market, forcing many companies to temporarily close, reduce capacity, furlough employees, or make other operational changes. This disruption, in turn, has the potential to substantially impact the workplace benefits industry. How is the coronavirus outbreak affecting companies’ plans for their insurance benefits programs? Is it changing their views of benefits or what they want from their carriers? Will it alter their enrollment strategies?

To explore these issues, LIMRA surveyed over 1,000 U.S. employers that offer benefits between May 13 and June 2, 2020. Employers provided insights into recent changes to their business practices, interest in modifying their benefits packages, enrollment strategies, and their relationships with their carriers.

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