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Revolutionary, Impactful, Substantial

The LDEx Standards are developed in a collaborative environment by an independent member group made up of organizations with a vested interest in developing industry-based data exchange standards. 
 
These standards are being created and updated to meet the needs of the industry through our well-established operating model and governance structure.

Plan Overview

Recently Implemented

LDEx Benefits Enrollment Management Standard 1.0
The Benefits Enrollment Management Standard 1.0 was published to the industry in January 2020.  This solution enables third party partners (e.g., benefit administrator) to send coverage elections, changes, and terminations, as well as non-coverage demographic changes to a carriers.  For more information about this standard, please refer to the Standards Download section of the website.  
 
Supported Products:
  • Accident
  • AD&D
  • Cancer
  • Critical Illness 
  • Dental
  • Hospital
  • Life
  • LTD
  • STD
  • State DI
  • Vision
 
Supported Transmissions:
Technology Partner to Carrier
  • Coverage Election
  • Coverage Change
  • Coverage Termination
  • Non-Coverage Demographic Change
 
Carrier to Technology Partner
  • Transmission Response - e.g., Acknowledgement, Error Report

Supported Implementation Solutions:

Coming Soon

LDEx Benefits Enrollment Management Standard 1.1 is used by benefits administration technology companies to send coverage elections, changes, and terminations, as well as non-coverage demographic changes to a carrier.  This new release will support:
  • ID theft and legal products  
  • Beneficiary management 
  • Enrollment forms
  • Carrier initiated coverage changes sent to Benefit Administration Technology Companies

Planned in 2020

LDEx Evidence of Insurability Status & Decision Standard 1.0
  • LDEx Evidence of Insurability Status & Decision allows Carriers to pass the Evidence of Insurability application status and the “final” underwriting decision to a Benefits Administrator.  
LDEx Leave Management Standard 1.0
  • LDEx Leave Management LDEx Leave Management 1.0 enables carriers to send leave administration information to time management systems.