This report provides the results of an ongoing effort to analyze the impact of COVID-19 on the individual life insurance industry’s claims experience.
LIMRA, the Reinsurance Group of America (RGA), the Society of Actuaries (SOA) and TAI have collaborated on an ongoing effort to analyze the impact of COVID-19 on the individual life insurance industry’s mortality experience and share the emerging results with the insurance industry and the public. The Individual Life COVID-19 Project Work Group (Work Group) was formed as a collaboration of LIMRA, RGA, the SOA and TAI to design, implement, and create the study and to produce and distribute a variety of analyses. This report is the first public release of results and is an effort to provide some early insights into the impact of COVID-19 on the individual life insurance claims experience.
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Consumers and Underwriting — The Influence of Underwriting Knowledge on Life Insurance Purchase Intent
The Consumers and Underwriting study surveyed consumers to measure their extent of life insurance underwriting knowledge, and the influence of underwriting knowledge on likelihood to buy coverage.
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