Gain actionable insights you won’t find anywhere else. LIMRA experts and industry leaders provide fresh perspectives on the retirement market, including consumers, products, distribution, technology, and domestic global trends.
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COVER STORY — Consumers in Crisis: Understanding In-Service Withdrawals From DC Plans
Is withdrawal behavior changing based on new options available to DC plan participants? This article looks at helping consumers to save for retirement and life, even during times of crisis. “Helping workers manage their retirement savings…will be an integral part of workplace retirement and financial wellness programs moving forward.”
A Conversation With Theodore Bunzel
SRI Review speaks with Teddy Bunzel, Head of Retirement Solutions Group at Blackrock, on retirement topics ranging from financial wellness, to technology, to diversity and inclusion. “I think we’re going to see more partnerships between asset managers and insurers in providing joint solutions that give 401(k) investors the option for guaranteed income for life.”
Streamlining Emergency Savings Accounts to Improve Financial Well-Being and Retirement
Individuals often turn to retirement accounts for funds in an emergency. This article discusses possible CARES Act implications, and looks at recent innovations in emergency savings accounts. “The goal of streamlining emergency savings accounts is financially informed employees who have the requisite funds needed to get through future crises.
Building Tax Flexibility Into Retirement Income Plans
Eric Henderson, President of Nationwide Annuity, discusses the necessity for analyzing the effect of taxes on retirement planning and income. “The reality is that many older adults are not considering — or knowledgeable about — taxes in retirement.”
Disrupting the Dream: Consumer Trends in Retirement Confidence
An overview of SRI® research measuring worker confidence in saving enough money for retirement, and worker/retiree confidence in living their desired lifestyle in retirement. “Now is a critical time, when consumers will need help from the financial services industry to save for and achieve their retirement goals.”
DC Plan Sponsor Attitudes and Actions
SRI® surveyed DC retirement plan sponsors about their retirement-plan-related attitudes, and learned more about the impact of the DC plan actions they are taking in light of the COVID-19 pandemic.
Annuity Assets Off the Table
Which assets are consumers accessing for cash liquidity in the current environment, and which assets are “off the table”? “Consumers keeping their annuity assets off the table means that the overall annuity market remains stable, even during these turbulent times.”
DC Advisor Views: Financial Wellness
How are financial advisors in DC space incorporating financial wellness into their practices? SRI and NMG explored advisor attitudes, opportunities, and resources provided in terms of financial wellness.
Financial Advisors Talk Fraud in 401(k) Plans
Results from a recent SRI® survey asking financial advisors in the DC industry about the impact of financial fraud and fraud prevention programs within the institutional retirement space. “Advisors and clients recognize the threat posed by fraud and expect their service providers to be vigilant.”
DC Advisor Practices Rebound in the Wake of COVID-19
Chris Bailey, Principal Consultant for NMG, shares insights from recent research regarding DC advisor concerns, activities, and client communications during the pandemic. “Many [advisors] are taking steps to embrace new approaches to engaging sponsors and participants, but could use some content and support from recordkeepers.”
