Gain actionable insights you won’t find anywhere else. LIMRA experts and industry leaders provide fresh perspectives on the retirement market, including consumers, products, distribution, technology, and domestic global trends.
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COVER STORY — Building a Better Retirement
How can financial services companies help consumers to lay a stronger foundation for retirement? In this article, industry executives outline the challenges and propose solutions. “Foundational musts include straightforward product design and smoother processes.”
Standing Out and Standing Up: The Annuity Industry Delivers Promise During the Pandemic
A look at how the annuity marked has responded to the global pandemic’s resulting equity market volatility, low interest rates, unprecedented unemployment, and significant business stressors. “As Americans faced unprecedented uncertainty, the value proposition of the annuity industry delivered.”
Lessons From 2020 That Will Shape Retirement Security in 2021
Sri Reddy, SVP of Retirement & Income Solutions at Principal Financial, reflects on three lessons learned during 2020 that will effect retirement security moving forward: “We cannot always control our circumstances … data and averages can be misleading … the U.S. economy is different than most.”
DC Advisors Play the Wellness Game
What do DC advisors think about the importance of financial wellness, and the content/products offered? This infographic/article shows results of research from SRI and NMG.
Mitigating Retirement Plan Leakage: How Can the Industry Help?
This article recaps SRI® and 20|20 discussions with Gen Xers and Millennials, in an effort to understand the reasons behind retirement plan leakage. The resulting 10 key factors tie into a lack of both education and preparation for emergencies. “The temptation to tap retirement savings for everyday needs is widespread.”
The Impact of COVID-19 on Retirement Savings and Confidence
This infographic/article highlights responses to a consumer survey that illuminate the ongoing effects of the pandemic on consumer confidence in their ability to save enough, and live their desired lifestyle in retirement.
Banding Together: Advisor Reactions to MEPs and PEPs
The Secure Retirement Institute® (SRI®) surveyed advisors who sell DC plans to gauge their current understanding of and engagement with MEPs/PEPs, and the new opportunities afforded by SECURE. “Recordkeepers and other service providers may find that partnering with advisors and supporting their MEP capa¬bilities and value propositions is key to success in this new market.”
In the House: Exploring Retiree and Pre-Retiree Housing
An exploration of retiree and pre-retiree housing, including home ownership, types of homes, pricing and location, as well as senior housing and home equity considerations.
Financial Wellness Is the Future
Based on data from the LIMRA Financial Wellness Executive Task Force, this article explores the definition of financial wellness, consumer profiles, and expectations. “Profiling the financial wellness index by personal and household characteristics reveals which consumer segments are most at-risk.”
Income Solutions in DC Plans: Industry Perspectives
The Secure Retirement Institute recently spoke with industry thought leaders about the DC retirement income landscape. This article gives an overview of those conversations, exploring the pre-SECURE state of income options, and expectations about the Act’s potential impact on the market. “SECURE — with provisions that offer some protection and clarity — can open the door to innovation and the potential for new players in the market.”
