Gain actionable insights you won’t find anywhere else. LIMRA experts and industry leaders provide fresh perspectives on the retirement market, including consumers, products, distribution, technology, and domestic global trends.
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COVER STORY - Emerging From Uncertainty: The Evolution of the DC Market
How has the workplace DC retirement market been affected by the events of the past 2 years? This article explores that question based on the shape of the market, drivers of change, and overcoming uncertainty. “No one trend, development, regulation, or issue is going to move a $20 trillion workplace retirement industry overnight.”
COVER STORY - Emerging From Uncertainty: The Evolution of the Annuity Market
How has the annuity market been affected by the events of the past 2 years? This article explores that question based on the shape of the market, drivers of change, and overcoming uncertainty. “The current annuity market appears to be in the right environment for growth.”
Retirement Preparedness: Pre-Retiree Consumer Trends by Gender
Based on the SRI annual survey of consumer attitudes and behaviors, this article presents an overview of pre-retiree, self-reported retirement preparedness and confidence by gender. “Women’s disproportionate representation in low-wage jobs may have contributed to COVID-related labor issues having a greater impact on them.”
Embracing ESG in Investing and Retirement Savings
Do fiduciaries face an obligation to integrate ESG issues alongside financial screens when qualifying investments for a company plan? This article looks at incorporating environmental, social, and governance (ESG) factors into investments in retirement savings. “Businesses are telling us they are becoming good corporate citizens. Employees now have a way to hold these companies accountable.”
After the Tsunami: PRT Market Growth Post-2012
This graphic article recaps the pension transfer risk (PRT) market since 2012, in terms of total buy-out sales, number of companies underwriting PRT deals, year-over-year sales growth, yearly sales, and number of contracts.
Heavy Weather for Compliance: Best Practices in Response to DOL PTE 2020-02
A potentially heavy compliance burden lies ahead for carriers, broker-dealers, or investment advisors intending to utilize PTE 2020-02, with a deadline of December 20, 2021. Learn best practices for determining these potential changes, and areas to consider when proactively responding to this exemption. “There are specifics that firms can focus on now, to smooth their path.”
Formal Written Plans Are Key to Confidence in Retirement Lifestyle
A sneak peek into insights on the retail retirement market from SRI’s Retail Retirement Reference Book — this graphic article presents facts about consumer confidence in retirement lifestyle, as well as a game plan for advisors reaching out to clients.
PEP Perspectives
What might be the long-term reach and impact of the pooled employer plan (PEP) market? This feature recaps comments from the 2021 Retirement Industry Conference discussion with panelists from Vestwell, Voya Financial, Raymond James, and Securian.
HSAs for All: Ownership and Investment Options
Given the rising profile of health savings accounts (HSAs), and the implications for retirement security, this article looks at worker and retiree use of HSAs and their investment options. “All users should have access to the full range of benefits that HSAs offer.”
An Important Angle: Data Privacy Concerns in Financial Wellness Programs
How can provider organizations design effective financial wellness programs that balance person¬alization with data privacy and use transparency to build trust with employers and participants? This article — based on executive roundtable discussions sponsored by LL Global and PwC — discusses the critical considerations, and factors that will determine success. “It is important for providers and employers to create effective offerings by balancing personalization with data privacy — providing clarity about data sources, uses, and protections.”
